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Under managerial oversight, this position supports the credit union's business strategy through the provision of lending services to existing and potential members and by developing and maintaining effective member relationships. This position is differentiated from other more senior loan positions in that the loan files are less complex and the primary focus is on consumer and mortgage lending. The position may be responsible for less complex agricultural lending under the guidance of a more experienced lender and agricultural lending skills are being developed; there is no commercial lending. Administers and develops assigned portion of loans portfolio; recognizes member needs and promotes and cross-sells credit union lending and deposit services. Performs loan activities in compliance with applicable regulations, policies and procedures. Established practices and procedures guide decision-making, but position requires solid knowledge and experience to resolve non-routine issues and enquiries.