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The Position:
The LeRoy Credit Union currently has an opportunity for an energetic individual to work as a Loans Officer within the loans department. This position will report to the Manager of Lending Services and will be responsible for primarily agricultural and commercial lending, as well as some consumer lending.
Qualifications:
3-5 years of lending experience with a financial institution. The candidate must have excellent communication skills and a working knowledge of various computer software programs as well as the ability to work effectively as part of a team committed to providing quality member service. Must demonstrate a willingness to actively promote the Credit Union and become involved in the community.
Essential Skills
- Reading text
- Document use
- Numeracy
- Writing
- Oral communication
- Working with others
- Problem solving
- Decision making
- Critical thinking
- Job task planning and organizing
- Finding information
- Computer use
- Continuous learning
- Significant use of memory
Additional Skills
- Know and use computer hardware and software
Specific Skills
- Submit credit and loan applications to management
- Review and update credit and loan files
- Research and evaluate loan applicant's financial status, references, credit and ability to repay loan
- Promote sale of credit and loan services
- Prepare statements on delinquent accounts
- Interview applicants for loans
- Complete credit and loan documentation
- Approve or reject applications, or recommend applications for approval or rejection
Work Setting
- Credit union
Type of Loan Experience
- Student
- Personal
- Mortgage
- Farm
- Business
- Automobile
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